UAE Advise

Credit (financial) Analyst is a continuous developing role. Applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating credit processes and financial data. Role carries the dual responsibility of AR Management and Credit Assessment.
Good understanding of how the team interacts with others in accomplishing the objectives of the area. Develops working knowledge of industry practices and standards. Reporting would be to the Head of Business.Responsibilities:

• This position will be responsible for day-to-day activity for customer credit risk assessment, accounts receivables and executing financial lines (trade credit facilities).
• Help assist the Head of Business to manage credit facility and financial lines for the trading desk, focusing on conducting the facilities processes and credit-cashflow management.
• Work as a team within the credit department to provide supporting data & analysis in setting risk appetite for the trading desk
• Partner with risk/ops counterparts and the business to manage in managing the cashflow to achieve plan numbers and product sustainability
• Work with Credit Risk manager to identify credit assessment of customers and suppliers.
• Assist in compliance checks, when required.
• Provide supporting data & analytics at on portfolio level and segment level for the purpose of monitoring & policy adjustment to policy with the ultimate goal of managing risk and maximizing rewards.
• Provide supporting data for Credit Risk Reporting and Portfolio Quality Review Reporting, as well as ad-hoc reporting as needed
• Appropriately assess risk when business decisions are made safeguarding company, its clients and assets, by driving process compliance and adhering to Policy.

Qualifications:

• 3-5 years’ experience in Statistics/Analytics/Decision Management will be desirable Risk/Business Skills and Experience will be desirable.
• Working on Business Intelligence tools is key along with ability to run credit tools.
• Ability to perform analysis to support decisions on matters pertaining to aspects of risk, especially on credit risk
• Able to work in a team and across teams with people from diverse backgrounds
• Able to work in a rapidly changing external environment and support the business in a highly competitive and challenging market
• Able to work under pressure in high-risk scenario
This job description provides a high-level review of the types of work performed.
Other job-related duties may be assigned as required.